Banking and credit complaints have helped to drive a rise in customer gripes received by an ombudsman service. Overall, the number of financial complaints received in the second half of 2023 rose by nearly a fifth compared with the same period a year earlier, the Financial Ombudsman Service (FOS) said. The free-to-use service, which was set up to resolve disputes between consumers and financial businesses, received a total of 95,349 complaints between July 1 and December 31 2023, which was 19.3% higher than the 79,921 complaints received in the same period in 2022. Banking and credit complaints were the main driver of the rise, the service said, with current accounts and credit cards making up more than 40% of cases within this sector. Current account complaints continue to be dominated by disputes over fraud and scams, it added. There were 62,139 new banking and credit complaints in the second half of 2023, up from 50,346 in the second half of 2022. The ombudsman received 5,660 credit card complaints in the last three months of 2023 – the highest number on its records going back to the start of the financial year 2014/15. This was driven by an increase in perceived...