I want to secure my future, and create a second income stream I can enjoy in my golden years ahead. I believe this is entirely possible with some careful steps. Let me illustrate how I’d approach this if I had an £8K lump sum to start with today. First things first, I need to decide on a mode of investment. A Stocks and Shares ISA is the best fit for me. A big reason for this is the fact I wouldn’t need to pay tax on capital gains and dividends. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions. Next, I’d deposit my money and look to start buying quality dividend-paying stocks. I’m aiming for a diverse set of stocks with a good rate of return, future dividend prospects, and ideally a good balance sheet. A track record of dividends is also...