Aberdeen is the cheapest city for first-time buyers, with the average property £102,000, according to a property portal. The typical monthly mortgage payment for a two-bedroom property in the Scottish city is £402 compared to £1,862 in London, according to Rightmove. With a cathedral and pubs that are steeped in history and its commuter links to London, St Albans in Hertfordshire was the most expensive city outside the capital, followed by Cambridge and Winchester. The research looked at prices for buyers in more than 50 cities across Britain. It calculated costs based on a 35-year mortgage term and a five-year fixed deal at average rates. It also assumed a 20pc deposit for buyers in Scotland and Wales and 25pc in England – reflecting industry averages. After Aberdeen, Bradford was found to be the next cheapest city to be a first-time buyer, with an average asking price of £107,929, with Sunderland placed third, with an average price tag of £111,263. Elsewhere, Oxford was identified as the most expensive city outside London to rent at £2,264 with the cheapest city Carlisle at £607 a month. The cost of renting a two-bedroom or smaller home has increased by 39pc in the last five...