Single pensioners need £400,000 more in their pension pot than couples to afford a comfortable retirement, analysis shows. To achieve a comfortable standard of living, single pensioners would need to accumulate pension savings of around £890,000. But pensioner couples would need £985,000 between them, or just £492,500 each – meaning a single pensioner would need to save an additional £397,500 to achieve the same lifestyle as a couple. The analysis by insurer Standard Life is calculated by the Pensions and Lifetime Savings Association, a trade body, and shows the impact of rising living costs on retirement. A comfortable lifestyle – which allows for an annual three-week foreign holiday, £1,500 for clothing and footwear and a kitchen and bathroom replacement every 10-15 years – now requires a post-tax income of £43,000 a year for a single retiree, up from £37,300 last year. A retired couple would need £59,000 between them, up from £54,500 in 2023. Dean Butler, of Standard Life, said: “Whether single by choice or by circumstance, single people must front a whole host of expenses on their own – from mortgage or rent payments, utility bills and council tax, to broadband, holidays and TV subscriptions – and unfortunately these...